Our homeowners policies provide you with a comprehensive protection package for your home. The policy provides coverage for:

• Your Home and any Attached Structures. (Replacement Cost Settlement)

• Other Structures at your premise that are separate from the dwelling.
• Personal Property wherever it may be. (Replacement Cost Settlement)
• Loss of Use which covers the additional living expenses you incur due to temporary relocation.
• Personal Liability for personal injury, including bodily injury, or property damage claims brought against you anywhere in the world.
• Medical Payments to Others who are injured in an accident arising from your premises or personal activities.

Optional Coverages

Because your home is a special place, it may have unique protection needs. Some of the optional coverages available include:

• Sewer or Drain Backup
• Incidental Business Occupancy
• Earthquake Coverage
• Scheduled Personal Property
• Enhancement Endorsement
• Expanded Endorsement
• Personal Computer Coverage Endorsement

Compare our quality, our service, our coverages and our price. You'll realize, as many people already do, that this policy truly is a new dimension in home insurance protection.